About Us

A FAMILY OWNED FULL-SERVICE MORTGAGE BANK HELPING PEOPLE COMPARE AND SAVE SINCE 2009

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Home Mortgage Experts is dedicated to guiding our borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. We take pride in having low overhead which allows us to pass savings onto our customers resulting in low priced, low cost mortgages. Our mission is simple: Make our customers feel like family, while giving them low rates with low costs and outstanding personalized service.

We offer Government loans (VA, FHA & USDA), Conforming loans, High Balance Conforming loans (Fannie Mae & Freddie Mac) , Jumbo loans and Reverse Mortgages.

We even offer the Niche “All in One Loan" .

WE SPECIALIZE IN LOAN SUCCESS

Refinancing

Looking to improve your cash flow or consolidate your debt?  Our loan officers take the time to find the right loan solution for you.

Purchase Loans

Planning on buying a newly constructed or existing home? Our loan officers can offer special financing and exceptional rates through construction completion.

Meet Our Team

Dale Knott

President / CEO

Business Line#: (760) 712-3816

Email: dale@hmexperts.com

NMLS#14117

Cari Ferrell

Vice President

Business Line#: (760) 529-4595

Email: cari@hmexperts.com

 

Brian Johnson

Vice President of Operations

Business Line#: (760) 712-3905

Email: brian@hmexperts.com

 

Dean Bell

Vice President of Sales

Business Line#: (760) 712-3892

Email: dean@hmexperts.com

NMLS#1500867

Matthew Kinman

Senior Mortgage Loan Officer

Business Line#: (760) 712-3898

Email: matthew@hmexperts.com

NMLS#1921843

Kevin Hurley

Senior Mortgage Loan Officer

Business Line#: (760) 712-4455

Email: kevin@hmexperts.com

NMLS#1921092

Peter Dinell

Mortgage Loan Officer

Business Line#: (760) 712-3989

Email: peter@hmexperts.com

NMLS#354712

John Askelson

Mortgage Loan Officer

Business Line#: (760) 712-3909

Email: john@hmexperts.com

NMLS#346099

Curt Matthews

Senior Processor 

Business Line# (760) 453-2996

Email: curt@hmexperts.com