FINDING THE RIGHT

Mortgage Loan Program for You

Let our experts guide you through the different lending options available in refinancing or buying real estate.

WE OFFER ALL TYPES OF RESIDENTIAL MORTGAGE LOANS AND WE ARE VA LOAN SPECIALISTS!

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VA FINANCING

HME is grateful to Veterans for their service to our nation. We have special financial programs for Veterans. We are located near Camp Pendleton. Many of our employees are Veterans or spouses of Veterans.  We consistently offer Veterans the most competitive rates and services possible. Call today and see the difference.

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REFINANCE

Refinancing with us is easy! Let us walk you through our comprehensive approach to maximize your refinance value with some of the most competitive rates available. We have helped thousands of property owners by providing expert advice and excellent personal service. Call us today!

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PURCHASE

HME is here to help make sure you get the best possible mortgage, whether you are purchasing a primary residence, second home, or investment property. We'll use our state-of-the-art "written" pre-approval process so your purchase offer gets accepted. Most loans close in a couple weeks, right on time. Receive your pre-approval in 24 hours or we'll give you $250!

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AUDIT MY LOAN OFFER

Already "in process" with another lender? We will perform a FREE line-by-line audit of the loan estimate you received. Consumers are often charged excessive fees and hidden costs that are uncovered by our experts. Give us the opportunity to save you hundreds or thousands of dollars. Send us your offer!

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INTEREST RATES

As a direct lender with low overhead, we're able to offer exceptionally low rates. We guarantee that you will get our lowest rate available based on your credit score, property type, loan to value, and conditions. Call today & one of our expert mortgage bankers will provide the details on how to save money with our guaranteed low rate offer!

OUR PLEDGE: MY PROMISE TO YOU.

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Home Mortgage Experts pledge is to provide you with unsurpassed service with honesty and integrity. We understand that the mortgage industry is extremely competitive and that an extensive search may be exhausting, we are here to help simplify the process. Home Mortgage Experts goes above and beyond a basic "low rate quote". Once we have a clear picture of your mortgage goals/situation, we will provide you with expert guidance and our best rate & terms available.

You will never be just a number in our system! Our clients always speak to a highly trained team member for answers and updates. You will always have a direct phone number & email address to reach our team at every stage of the process.

Our team members understand this pledge and work diligently to exceed expectations.

You are always welcome to call me directly - cell: (858) 245-1062 to discuss any matters related to your mortgage finance needs. We are a team! We are here to help you! Your business matters to us!

Sincerely,

Dale Knott

Dale Knott
President
Home Mortgage Experts, Inc.

Personal NMLS 14117
Company NMLS 393510

TESTIMONIALS: WHAT OUR CUSTOMERS SAY ABOUT US...

Subject: Re: Closed Loan:
Please pass on our appreciation to you and everyone there. All of you have truly helped my family and I get back on track. Thank you so much! We look forward to working with all of you in the future! Sincerely, 

-The Grindles

Subject:  Your Loan Closing
Thank you for the great product and service. You guys are awesome! 

-Mark R

Subject: Re: Closed!  
Thank you so much for all your help!  We are very happy to be saving so much money on our loan.  I will ask my sister if she has already refinanced, she too has a VA loan and is interested in reducing her rate.  I will let you know when I talk to her. Thanks again! 

-Jennifer M

Subject: RE: Closed Loan
Thank you Peter. I have received the check and genuinely appreciated your "follow through" and continued customer service. Regards, 

-David H.

Subject: Loan Closing
You moved mountains for us. Thank you so much!!! Let the celebrations begin!!! 

-Faye

Subject: Your Loan has Closed!  
Thanks again! If any of my friends are thinking of doing a re-fi or purchase, I will certainly provide them your contact info along with an excellent recommendation. Thanks and regards, 

-Eric

Subject: Re: FINAL | CLOSING
Thanks again Peter! I received all funds today including the Wells Fargo check. Now we can finally finish our last 3 house projects! 

-Henry

Subject: Re: Your loan has Closed!
Dear HME Team, That's fantastic news!!! Thanks you so much for all your help and patience, your company went the extra mile and offered great service and rates 🙂 

-Elizabeth

Subject: Re: Closed! RE: FINAL
I received my funds on Friday. I very much appreciate you working with me once again and making it a simple  and fluid process. If I have any referrals, I will send them your way. Thanks again,

-Ron

Subject: RE: Your Closing / Loan Funding
Jackie and I extend our sincere thanks and appreciation to you, Garth, Priscilla and the entire team at Home Mortgage Experts.  The experience has been second-to-none! Of course, it will be our pleasure to refer your services! Warm regards,

-Reginald & Jackie Randles

Subject: RE: Closed! RE: Signing RE: Approval RE: Thank You - Disclosures Complete
Thank you guys so much! Really straight forward process, will definitely be referring you lot to our friends 🙂 Thanks again, 

Alex L.

Subject: Thank You - Disclosures Complete
Good afternoon Peter, Thank you very much for all your help thru our refinance. We are impressed with the professional care we received from everyone of you. We will be sure to refer anyone we know that may be interested in refinancing to you. Once again thanks. Best wishes, 

Noe and Celia A.

Subject: Re: Funded- Puyallup, WA  
Priscilla, From the first time Danny contacted me on Oct 25th until everything was fully funded a month later, you and the rest of the Home Experts team have been nothing short of exceptional. It mattered not with whom I was speaking, because you all knew my account intimately. The team made this process a no-brainer and made it very easy to give Home Experts my business. 
I am officially a fan-boy. 
Thanks to you all for making this a pleasant experience! 
P.S. - Feel free to use this as a testimonial if you'd like.

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